Big Decision, Smart Credit
Clarity Pay provides real-time financing solutions for your patients, customized to meet your business needs. Clarity Pay Dynamic Financing program is designed to drive growth by giving your patients greater purchasing power and extended repayment options.
Drive the highest conversion rates with 0% interest financing and longer payback periods.
Present affordable financing terms with options like low APRs and risk-based rates.
Waive full interest for borrowers that pay off their original balance by the end of the promo period.
DentiRate is a dental financing platform that connects patients with a network of vetted lenders, allowing dental offices to offer flexible pay-over-time options at the point of care. We help dental providers increase case acceptance and grow revenue by expanding access to affordable financing for patients across all credit tiers
DentiRate stands out by offering access to multiple lenders, giving your practice broader credit coverage and higher approval rates. Our smart matching algorithm connects patients with the best-fit financing option in real time, streamlining the experience for both patients and providers. We also provide in-house financing tools that allow dental offices to manage payment plans with built-in risk controls. In addition, our team offers dedicated support and training for front desk staff and treatment coordinators to ensure smooth implementation and ongoing success.
No. DentiRate is not a lender or a bank. We are a financial technology platform that partners with banks, credit unions, and other lending institutions to provide loan options directly through the dental office.
Waterfall financing is a method that automatically routes a patient’s application through multiple lenders in a predefined order—starting with the lender offering the best terms. If the patient is declined by the first lender, the application “waterfalls” to the next, and so on, until a match is found or all options are exhausted. This approach increases approval rates by covering a broader range of credit profiles and reduces friction for both patients and treatment coordinators. With DentiRate, the waterfall process happens seamlessly in the background, saving your team time and ensuring patients are matched with the most favorable financing option available.
Enrolling as a provider is simple. Visit our Get Started page and submit a short application. A DentiRate representative will contact you within 24 hours to guide you through onboarding and provide training for your team.
DentiRate charges a flat monthly platform fee with no setup costs. Transaction-based fees are only applied when a loan is funded and may vary depending on the lender and financing product selected. All fees are transparent and competitive, with no hidden charges. A full breakdown of pricing is provided during onboarding.
All loans processed through DentiRate are non-recourse to the dental office. That means your practice is not financially responsible if a patient is late or defaults. You get paid upfront according to the lender’s disbursement terms.
Patients may qualify for 0% interest promotional loans. Interest begins accruing from the
origination date but is waived entirely if the patient pays off the full loan balance within the
promotional period. These plans help boost treatment acceptance for budget-conscious patients.
We start with a soft credit check, which lets you instantly prequalify patients without impacting
their credit score. A hard credit check is only performed when the patient proceeds to finalize
and sign the loan agreement.
Michael Clark is a skilled front-end developer with a strong eye for design and a deep understanding of modern web technologies. With a focus on creating responsive, user-friendly interfaces, he brings ideas to life using tools like React, TypeScript, and Tailwind CSS. Michael thrives in collaborative environments and is always looking for innovative ways to enhance user experience.
Front-End Developer – XYZ Company (2022–Present) B.Sc. in Computer Engineering – ABC University (2016–2020)
